Tell us which platforms pay you
YouTube, Twitch, OnlyFans, Patreon, brands… That's all you need to know about yourself. With that, we set up your tax templates, your invoice series and your currencies.
Native app · iOS & Android · for content creators in Spain
You get paid in dollars and pounds.
Hacienda wants euros.
We take care of it.
CromaSET invoices Google, Fenix or whichever brand it is with the right tax template, converts every payout to euros at the official ECB rate and tells you how much you'll pay this quarter. With a VeriFactu seal on every invoice and a real adviser — not a bot — in the chat.
- VeriFactu invoices
- A law firm behind it
- Data hosted in the EU
- No third-party analytics
If they pay you here, we know how it's invoiced and how it's taxed:
- YTYouTube
- TWTwitch
- OFOnlyFans
- TTTikTok
- IGInstagram
- PAPatreon
- HMHotmart
- MKBrands
The problem nobody solves for you
AdSense pays in dollars. OnlyFans, in pounds.
Spanish VAT returns go in euros.
Each platform pays you in its own currency, days or weeks after you invoice, at a different exchange rate and with its own fee. Normal invoicing software doesn't know what to do with that. CromaSET is built exactly for it.
You invoice Google Ireland
$3,120.40
No VAT · reverse charge · goes on form 349
ECB rate of the day, frozen
€2,870.13
Auditable snapshot: rate 1.0872 · 30/09 · source: ECB
You get paid 21 days later
€2,832.86
Exchange difference of −€37.27 and Wise's fee: recorded automatically
The invoice comes out right, first time
Pick the template — YouTube, OnlyFans, Twitch, Patreon, Spanish brand — and the app fills in the rest: the correct legal customer, the series, the currency, the VAT treatment and a plain-English note on why your invoice looks the way it does. Underneath, always, the euro value at the official rate of the day.
Payouts reconcile themselves
When the platform finally pays, CromaSET compares what you invoiced with what you received, records the exchange difference as an expense and splits out the fee. You confirm and that's it. And what you declare to Hacienda doesn't move: it was locked in the day you invoiced, as the rules require.
How it works
Three steps and you're invoicing
We get you ready to invoice
Registration with the Spanish tax office under the right activity headings, self-employed (autónomo) registration with the reduced Social Security rate if you qualify, and the EU VAT register (ROI) so you can invoice Google and Amazon without VAT. SET LEGAL does the paperwork; you just sign from your phone.
Invoice and forget about it
Every invoice goes out with its template, its currency and its VeriFactu seal with an AEAT QR code. Expenses? Snap a photo of the receipt. And the dashboard tells you how much to set aside this quarter — before the nasty surprise arrives.
The dashboard forecast is the same calculation your adviser sees in their system. There aren't two versions of the truth.
Free calculator
How much to charge for a collaboration?
Built on official industry data (2026 Annual Influencer Marketing Study, Primetag × IAB Spain) and — unlike others — right down to what you actually keep after tax. And if you like, we'll invoice it for you.
Your followers
Where do you post the collaboration?
Number of posts
1
Your engagement optional · %
Income-tax withholding
Self-employed contribution optional · €/month
Recommended price for the collaboration
—
How your invoice looks
What you actually keep
—
Method: impressions = followers × average reach for the bracket (IAB/Primetag 2025); price = impressions ÷ 1,000 × CPM for the bracket and platform; adjusted by your engagement; negotiation band ±30%. The gross comes from official data; the net is indicative (your final income tax depends on annual earnings and deductible expenses).
Platforms
Every platform is taxed differently.
Your app already knows.
Invoicing Google is nothing like invoicing OnlyFans, and neither is like getting paid by a Spanish brand. CromaSET carries one tax template per platform, maintained by the advisers at SET LEGAL.
YouTube · AdSense
Google Ireland Ltd · EU
Invoice in dollars, without VAT: Google declares the VAT in Ireland, not you. We put it on your quarterly form 349 and register you in the ROI, which is what makes that possible.
Twitch
Amazon EU S.à r.l. · Luxembourg
An intra-EU transaction, no VAT, with its own invoice series and its own slot on form 349. Same as YouTube, but with Amazon on the other side.
OnlyFans
Fenix International Ltd · United Kingdom
You invoice in pounds to a company outside the EU: outside the scope of Spanish VAT and no form 349. Sounds odd; it's correct, and the app leaves it explained on every invoice.
Patreon
Patreon Inc. · United States
You're paid in dollars by an American company: not subject to VAT. We prepare and store your W-8BEN so Patreon doesn't over-withhold at source.
Brands & sponsorships
Spanish companies
Here, yes: 21 % VAT and IRPF withholding (15 %, or 7 % if you've just started). The invoice comes out right and the withholding is logged for your income tax return.
TikTok, Instagram, Hotmart…
And whatever comes next
The templates live in our back office and are maintained by the advisers: when a platform changes entity or country, your app updates itself, without waiting for a new release.
What no other app does
Behind the chat there's a person with a name
CromaSET isn't software that leaves you alone with your VAT return. It's your accountancy: the lawyers and tax advisers at SET LEGAL are inside the app, in a perfectly normal chat, and they know your case because they work on your real data.
- A notification arrives from the tax agency and your adviser handles it. Your push says: «Relax — it's already being dealt with».
- Every expense you scan goes through human review before it counts as deductible.
- Your returns are filed by your adviser. You see the forecast; they press the button.
- An odd question — a brand contract, a payment from abroad? You write to them, not to a forum.
Every invoice is chained and verifiable with an AEAT QR code: CromaSET issues through the FACTUSET engine, VeriFactu certified. When the rules tighten, you'll already be inside.
Employment & legal
We're lawyers.
And you'll notice the day you need one.
CromaSET doesn't end at the VAT return. Behind it is SET LEGAL, a firm of lawyers and advisers: when your channel becomes a business with a team, contracts and payments crossing borders, you don't need to look for anyone else.
Self-employed from day one, done properly
Registration under the right headings, the reduced rate if you qualify, ROI to invoice abroad, and an adviser who answers when the tax office writes. Being self-employed shouldn't feel like being on your own.
Does your editor invoice you, or belong on payroll?
The classic: they bill you every month, work only for you and on your schedule. That has a name — false self-employment — and it carries penalties. We give you our assessment before the Labour Inspectorate gives you theirs and, if things need regularising, we do it with you.
Your team, above board
Editor, clipper, community manager, assistant… When it's time to hire, we do the whole thing: contract, registration and payroll with our employment module (powered by LABORSET). Ask in the chat and the firm takes care of it.
Collaborators outside Spain
An editor in Argentina, a designer in Mexico, an agency in Miami? International engagements without surprises: the right contract for each case and payments properly documented so your books don't limp.
Contracts with brands and agencies
Exclusivity, image rights, lock-ins, performance clauses… Before you sign, have it read by a lawyer who does this for a living. We review the contract and negotiate with you whatever doesn't suit you.
And whatever comes up along the way
A formal notice, a brand that doesn't pay, a platform withholding your earnings, doubts about your image or your content. You're the client of a law firm: it gets consulted, answered and defended.
Privacy
Your work is your business
We know that for some of our clients discretion isn't a whim: it's a condition. CromaSET has been designed with that in mind from day one.
- Discreet mode: a neutral name in notifications, no message previews and no trace of platforms on your lock screen.
- Zero third-party analytics: no pixels, no ad SDKs, no identifiers leaving the app. Not on this website either.
- Data encrypted and hosted in the EU, with access limited to the team advising you. Biometrics and two-factor to get in.
- Professional privilege: your advice is provided by a law firm. That's a layer of protection too.
Pricing
An accountancy in your pocket, not just another app
CromaSET includes the app and the accountancy: the people who handle your registrations, review your expenses and file your returns. That's why it doesn't cost 9.99. Fixed prices, no surprises — only the Studio plan varies with the size of your team.
Creator
€49/month
To start invoicing properly
- Self-employed, 036 and ROI registrations handled
- Unlimited multi-currency VeriFactu invoices
- Tax dashboard: VAT and income tax forecast for the quarter
- Expenses by photo, reviewed by your adviser
- Your quarterly returns filed for you
- A named adviser assigned, in the chat
The go-to plan
Creator Pro
€139/month
For those already living off it
- Everything in Creator
- Tax agency notifications handled by your adviser
- Unlimited payout reconciliation and exchange differences
- W-8BEN, DAC7 and international paperwork kept up to date
- Annual income tax return included
- One payslip included, if you need it
- Your adviser by chat, phone or video call
Studio
from €239/month
For growing teams
- Everything in Creator Pro
- Your editor, your community manager: hiring and payroll
- Legal review of brand contracts
No lock-in. If some month it doesn't work for you, you leave — and your invoices remain yours, stored for as long as the tax rules require.
Tax FAQ, no fluff
What everyone asks
I get paid by YouTube / Twitch / OnlyFans… do I have to register as self-employed?
If it's an ongoing activity you're seeking income from, yes: Hacienda expects you to be registered even if you invoice little. The good news is that a proper registration (the right activity headings, and the reduced Social Security rate if you qualify) is one of the things CromaSET handles during onboarding, signed from your phone. Your specific case is reviewed by an adviser before any paperwork moves.
Why do my invoices to Google go out without VAT?
Because Google is in Ireland: it's an intra-EU supply of services with reverse charge — the customer declares the VAT, not you. In exchange, the transaction goes on form 349 and you need to be in the ROI. CromaSET issues the invoice with the correct wording, adds it to the draft 349, and we handle your ROI registration.
And OnlyFans? They pay me in pounds and I don't even know what to declare.
OnlyFans pays you through Fenix International Ltd, in the UK: outside the EU. Your invoice goes in pounds, without VAT and without form 349 — it's outside the scope of Spanish VAT. The income, though, is taxed in your IRPF like any other platform's. The app invoices it, converts it to euros at the official rate and puts it where it belongs.
What's this «exchange difference» thing?
You invoice $3,120 one day and the platform pays you three weeks later: the dollar is no longer worth the same, and there's a fee on top. The difference between the euros of the day you invoiced and the euros that actually arrive has to be recorded in your books (and it's usually deductible). It's the detail almost no software gets right — CromaSET records it automatically when you reconcile the payout.
What is VeriFactu and why should I care?
It's the AEAT system requiring invoicing software to produce chained, tamper-proof records, with a verifiable QR code on every invoice. CromaSET issues through FACTUSET, a VeriFactu-certified engine: every invoice of yours is born compliant, without you having to understand any of the above.
Does Hacienda know what I earn on the platforms?
More and more. Under the DAC7 rules, digital platforms report what they pay their creators to Europe's tax administrations. Your numbers matching theirs is no longer optional: it's what keeps unpleasant letters away. CromaSET works precisely so they always match.
Can I deduct my gear — camera, mic, PC, the room I record in?
Whatever is genuinely used for your activity, in principle yes: recording equipment, software, part of your utilities… with nuances and grey areas (travel and mixed use, for instance). In CromaSET you photograph the receipt, the app proposes the deduction and an adviser validates it before it counts. You deduct what's right — no more, no less.
My editor invoices me every month. Is that OK?
It depends on how you work together. If they have other clients, their own means and their own schedule, they may be a perfectly legal freelance collaborator. If they work only for you, when you say and with your tools, it looks a lot like false self-employment — and that ends in penalties and back-payments. We're employment lawyers as well as tax advisers: we assess your case and, if it's time to hire, we set up the contract and the payroll.
I already have an accountant. What does this add?
CromaSET isn't a program you hand over to your accountant: the accountancy is inside. The difference is the specialisation — multi-currency, platforms, ROI, W-8BEN, DAC7 — and the format: a native app in your pocket, a real-time forecast and a chat with your adviser, instead of an email in July asking for «the spreadsheets».
These answers are general guidance, not advice on your case. That's exactly what the advisers inside the app are for.
Up and running · limited places
Stop fighting Hacienda in three currencies
CromaSET is up and running and we're onboarding creators in small groups, so each one gets a genuinely close service. Leave us your details and we'll get in touch to get you started — no spam, just that.
Want more information, or prefer to talk directly? Write to us on WhatsApp at +34 681 65 99 55 or at hello@cromaset.es.